Good news for families in the U.S.! If you’re a low-income parent, you might receive $875 in extra money during the 2025 tax season. This is part of a proposed tax credit or refund aimed at helping parents who are struggling with rising costs. This money isn’t a brand-new stimulus check but a refund boost tied to your tax return. Let’s break down what this means, who qualifies, and how you can claim it.
What Is the $875 Tax Time Stimulus?
The $875 payout is being planned as a one-time tax credit for families who meet income limits. It’s part of the government’s support for low-income households in 2025. This credit is likely to be delivered through your tax return — meaning you’ll see it as extra cash when you file taxes around mid-year.
This is not a monthly Child Tax Credit. It’s a single bonus refund, especially helpful for parents who:
- Earn below a certain income level
- Have children under 17
- File taxes on time
Who Can Qualify for the $875 Stimulus?
You may qualify if:
- You are a parent or legal guardian
- Your household income is under $45,000
- You have one or more children listed on your tax return
- You file taxes by the mid-2025 deadline
- You didn’t receive full child-related benefits in earlier years
Even if you didn’t earn much in 2024, you should still file your taxes. The IRS uses that information to determine your eligibility for refunds and credits like this one.
How Will You Get the Payment?
Here’s how the process will work:
- File your 2024 tax return between January and May 2025.
- If you qualify, the $875 will be added automatically to your refund.
- Payments are expected to go out between May and July 2025.
- Direct deposit is the fastest way to get the money — make sure your bank info is correct!
If you don’t have a bank account, the IRS may send a paper check or prepaid debit card.
What Should You Do Now?
To prepare for this stimulus refund:
- Keep track of your income and receipts
- Gather documents like W-2s, 1099s, or benefit letters
- Make sure your children have valid Social Security numbers
- Use IRS Free File or a local tax service to file your return
If you’re unsure about how to file, you can get free help through VITA (Volunteer Income Tax Assistance) programs in your area.
The upcoming $875 tax time stimulus is great news for low-income parents across the U.S. While it’s not a new monthly check, it can still bring a much-needed boost to your household budget. If you have children and meet the income rules, this money can help cover school costs, bills, or even groceries. Make sure to file your taxes on time in 2025, and check if you’re eligible for this and other helpful tax credits. Every dollar counts — and this refund could make a real difference for your family this year.
