Many Americans were expecting to receive their $1,200 stimulus check in April or May 2025. But for some, the money still hasn’t arrived. People are checking their bank accounts every day, wondering what went wrong. If you’re one of them, don’t worry. You’re not alone, and there could be a few simple reasons for the delay. In this article, we’ll explain the common causes of stimulus payment delays and what you can do to fix the issue or get updates.
Why Are Stimulus Payments Delayed in April and May 2025?
The government announced that millions of people would receive a $1,200 stimulus check to help with rising living costs in 2025. While many received their money on time, others are facing delays. Below are some of the main reasons why your stimulus payment might be late:
1. Incorrect or Outdated Bank Information
One of the top reasons for late payments is that the IRS does not have your current bank account details. If you closed your old account or changed banks and didn’t update it, the payment may have bounced or is being held.
Solution:
File your 2024 tax return with updated bank information or check the IRS “Get My Payment” portal for updates.
2. Your Tax Return Is Not Filed or Still Processing
The IRS uses your latest tax return to decide your eligibility for the stimulus check. If you haven’t filed your 2024 return yet or it is still under review, this could be causing the delay.
Solution:
Make sure you file your tax return as soon as possible. If already filed, be patient and allow time for processing.
3. You Recently Changed Your Mailing Address
If you receive checks by mail instead of direct deposit, and you’ve moved recently, your check might have gone to the wrong address.
Solution:
File IRS Form 8822 to update your address, or include your new address when filing your tax return.
4. IRS Is Still Processing a Large Number of Payments
Sometimes, delays happen not because of your mistake but because the IRS is handling millions of payments at once. High volume and technical updates can slow down the process.
Solution:
Wait for a few more days and regularly check the official IRS website or “Get My Payment” tool for tracking.
5. You Don’t Meet All Eligibility Requirements Yet
If your income or filing status changed in 2024, or you are a new filer, the IRS may take longer to confirm that you qualify.
Solution:
Check the IRS eligibility rules for 2025. If you’re unsure, consider calling IRS customer service or visiting a local tax help center.
6. Errors in Your Tax Return or Identity Issues
Mistakes on your tax return or issues with your Social Security Number, date of birth, or name mismatch can delay your check.
Solution:
Fix any errors as soon as possible. If needed, use the IRS Identity Protection service or contact them for help.
What to Do If You Still Haven’t Received Your Check
- Use the IRS “Where’s My Refund” or “Get My Payment” tool online.
- Call the IRS Economic Impact Payment line (though wait times may be long).
- Visit a local IRS office if needed.
- Keep an eye on official IRS updates or press releases.
- Do NOT trust random emails or texts asking for your info – these are scams.
Stimulus payment delays in April and May 2025 can be frustrating, but most of the time, they are caused by small issues like incorrect bank info, tax filing delays, or high processing volumes. By staying updated with the IRS and checking your details, you can speed up the process and avoid long waits. If everything is correct, sometimes all you need is a little more patience. Keep checking your mail or bank account, and stay informed. Help is available, and your check could be just around the corner.
